Welcome to Michael's Article Collection

How to Choose the Right Divorce Lawyer

Are you unhappy with your relationship? Are you thinking about divorce? Well then, choosing the right lawyer can be one of the most important decisions you make when considering a divorce. According to the article “How to Select a Divorce Lawyer” by Scott Morgan which was posted at www.legalclips.com, selecting a divorce lawyer to handle your family law case is a very important decision. There . . .

What's The Latest In Vioxx

Are you a Vioxx victim? Here’s something you have to know.Many people from all over the world were victimized by this drug. The Vioxx was produced by Merck and Pharmacia. It comes in liquid and pill form. It is a non-steroidal, anti-inflammatory drug (NSAID) that is used to relieve osteoarthritis, rheumatic arthritis and acute pain. NSAID is referred to as drug with analgesic, antipyretic and a. . .

Drugs That Won’t Work (Dangerous Drugs-When Will It Stop?)

Nowadays, it is indeed another risk we take whenever we obtain over-the-counter drugs and relievers. Most medicines are so much more unreliable rather than trustworthy enough to relieve us of what’s ailing us. Sometimes diseases that we least expected to have began showing symptoms and if you would investigate further…you will find out that diagnosis shows that certain symptoms were caused by t. . .

Getting the Necessary Paperwork Ready

A good grasp of the inner workings of disability claim benefits will significantly increase claimant’s chances of having his request approved. Understanding the procedures as well as the criteria used in evaluating your claims is a must if you want to receive the benefit you rightfully deserve. It is next to impossible to win at something when you do not know the rules that apply. Of course it . . .

How the Jury System Should be Reformed

Our current jury system is ailing. It is beginning to fail us. O.J. Simpson being found not guilty is just one example of that problem. People with loads of evidence against them are found not guilty, while others with far less evidence against them are found guilty. Mass murderers are often sentenced to life in prison, while many others who commit just one murder are sentenced to death. People. . .

Your Social Security Approval Package (Finally, the Long ...

Back and forth to the Disability Determination Services (DDS)… Arranging and rearranging data and documents for applications, appeals and motion of requests… Monthly contacts with the Social Security Administration Claims Rep and the DDS examiner… After endless consultations with your legal counsel or representatives, after many, many series of medical consultations and examinations, and finall. . .

Social Security Disability Secrets

DisabilitySecrets.com aims to distribute crucial information on the important processes in getting your claim for disability and ssi benefits. We all know how hard it is to apply for disability and ssi benefits since Social Security has an unclear and not understandable procedures. This is the reason why DisabilitySecrets.com has joined the rapid explosion of websites due to the fast-rising Int. . .

The Hypocrisy of Insider Trading Laws

Perhaps Walter Williams and I are the only two people on earth who can see the hypocrisy of insider trading laws. I somehow doubt it, though. Williams wrote a column about a year ago, lambasting these laws and I'm going to pick up where he left off. These laws run counter the notion we accept in every other aspect of society that life is unfair. In every facet of life, there are people who have. . .

The Implications of Income Tax Charge on Estate Planning

OverviewIn the Pre-Budget Report of December 2003 the Chancellor Gordon Brown announced proposals to levy an Income Tax charge from 6th April 2005 in those circumstances where the transferor of an asset retains and interest or continues to benefit from that asset. In the instance of real property, the 'benefit' envisaged is the transferor continuing to reside in the property he/she has allegedl. . .

Plaintiff Funding

Plaintiff Funding is a controversial new finance area in which a plaintiff secures funding based strictly on the potential financial recovery from his or her pending legal claim. Similar to securing a mortgage against your home, a plaintiff can receive a cash advance against the potential future proceeds from a legal claim. There are no income or employment verifications and if the legal clai. . .

The Hidden Danger of the So-Called "Right to Die"

In October of 2003, the case of 39-year-old Terri Schiavo once again brought into focus the debate over the so-called "right to die." The Florida woman was temporarily removed from her feeding tube (via a court order received by husband), but was put back on it a few days later when the Florida legislature authorized Governor Jeb Bush to issue a stay. As of this writing, her fate is still being. . .

Government Overregulation of Broadcast Content Could Back...

Rush is right! The government's stepped up bid to regulate broadcast television content is indeed frightening. Limbaugh made his comments during one of his regular radio broadcasts last year. Those remarks were in response to the FCC's crackdown on broadcast indecency and Congress' threats to hand out much larger fines to broadcasters for such violations, in the wake of Janet Jackson's "wardrob. . .

USCIS (formerly INS) continues to expand online InfoPass ...

Citizenship and Immigration Services (formerly Immigration and Naturalization Services, INS) continues to rollout its immigration information by appointment system called InfoPass, with three new USCIS districts added last week. Atlanta, Boston and Houston are the newest additions, making the system now available in almost all major metropolitan areas with large immigrant populations. These are. . .

Intellectual Property Law

Intellectual Property Law can be quite confusing at times. Copyrights, trademarks and patents all have a role in protecting your hard earned content and knowing their role is half the battle.Intellectual property in itself refers to the creations of the mind, including such things as: artistic works, literary works, inventions, names, images, symbols, and designs used in commerce. In other word. . .

Freedom of Religion

We were all taught in school that our forefathers left England to escape religious dictatorships. Okay, there was a lot more to it then that, but it was a big enough deal that they made sure it got honorable mention in our rulebook. They clearly made the point that we were to have freedom of religion here in America. They also used the word "God" in some of their formal paperwork and even on. . .

Time for a New Canadian Party

It is time for a change. A change in philosophy, a change in the 3 party system. A change in politicians not being held accountable for promises they had no intention of delivering. It is time for a new political party to emerge from the sham that is the Canadian so-called democratic system. Here are some of the changes I propose a new party based on the following positions: On the Armed Forces. . .

Bush and Kerry Differ on Immigration Policies

Up until the final debate at Arizona State University, the issue of immigration had not been much discussed. Both presidential candidates know very well that illegal immigration is a hot button topic in our country, and each man is now trying to use it to his political advantage. Since the eighties the Democratic Party has, in general, supported immigrants and has been for fair and just immig. . .

Is Reinstating The Draft Such a Bad Idea?

In his bid for the presidency, John Kerry pronounced a “secret plan” to reinstate selective service. The fact that New York Democrat and fellow leftist Charles Rangel had proposed this plan wasn’t mentioned, so Kerry’s allegation created hysteria within the blue states. But there are several ways in which reinstating the draft could benefit our country.FREEDOM IS EARNEDToo many people in the Un. . .

How to Select a Divorce Lawyer

Selecting a divorce lawyer to handle your family law case is a very important decision. The following are a few important criteria to help in finding the right divorce lawyer.Experience and FocusAny divorce lawyer you consider should have substantial experience in handling divorce cases in your location. An experienced divorce lawyer will know the tendencies of the various judges in your juri. . .

Settlement Loan

The legal system in America is currently stretched with more personal injury lawsuits than it can comfortably process. Many insurance carriers are taking a stronger stand in the settlement process which increases the length of time to resolution in many cases. The victims of personal injury are being hurt the most by this reality because they are often out of work and have difficult time making. . .

Foods and Diets Litigations

Why is that food processing and commerce are not strictly regulated by law so as to prevent health problems generated by an inadequate diet? Unhealthy products encourage an unhealthy diet, appealing the consumer by their availability within reach and the invading advertising. If the food producers are controlled by health officials, then it must be that the regulations are too lax in as far as . . .

Rights and Obligations with Prenuptial Agreement

Prenuptial agreements are like insurance policies. You do the paperwork, and then hope you'll never need it. However, since half of marriages end in divorce within the first seven years, you may want to consider a prenuptial agreement before you walk down the aisle and say, "I do." Since you could later be engaged in a nasty, costly, and emotionally draining divorce some day, you should conside. . .

Pre-Settlement Funding

ATTENTION ATTORNEYS: Your Client's Case Was Worth $500,000 But They Were Forced to Take $200,000 Because They Couldn't Pay Their Own Bills. The Problem:Your client is injured as a result of the negligence of others. Did you know the plaintiff could get fast cash advances on:Motor vehicles accidentsCeiling CollapseOther Premises Liability CasesMedical MalpracticeEmployment DiscriminationPolice M. . .

The Prenuptial Agreement Dilemma

Should we have a prenuptial agreement?OK. You can look at the idea as very cold and unromantic. You can look at the idea as a considerate and practical way to decide before the marriage certain issues having to do with your money. It is interesting to note that the custom of creating prenuptial agreements is not the modern invention that it seems to be. During the 19th century, before the Ma. . .

Lying: Yes or No?

What about little white lies? What about when your partner asks you if this dress makes her look fat. What do you think? Is it OK to lie to a person we care about for a kind reason, like to make him feel better and more secure, or to avoid a fight. As long as our heart is in the right place, even experts say that honesty isn't always required. You don't have to tell the whole truth if it w. . .

What is the Difference Between a Power Of Attorney and a ...

A power of attorney is a legal document in which one person (the principal) authorizes another (the agent) to act on his/her behalf. Financial powers of attorney allow your agent to make decisions regarding your property. Healthcare powers of attorney allow your agent to make decisions regarding your health care needs.A power of attorney permits you to appoint someone else to manage your financ. . .

Arraignment in New York Criminal Courts

The “arraignment” process involves: Being brought before a Judge in the courtroom Receiving the “ criminal complaint” with the crimes charged and the factual basis to each charge The District Attorney requesting bail or releasing you on your own recognizance (called "ROR") Pleading guilty or not guiltyThe process starts when the court officer brings you from the cell in the back of the courtroo. . .

Pleas & Court Appearances in New York Criminal Courts

At arraignment, the District Attorney may offer a plea to a lesser charge than what you were arrested for originally. Pleas are offered to unburden an extremely congested criminal court calendar, as well as to get rid of lesser criminal cases so the District Attorney can rightfully concentrate on the more serious crimes. If you were arrested for misdemeanor shoplifting and you arrive at the arr. . .

Protecting unmarried couples relationships

A power of attorney is a legal document that allows you to dictate who you would like to make decisions on your behalf. While there are many useful purposes for a power of attorney, they are especially important to unmarried couples, which live together, when a partner becomes incapacitated and unable to make decisions. In such situations, the law usually designates the incapacitated person's n. . .

How to Talk to the Police if Your Suspected of a Crime

If you’re suspected of a crime, the police can come to your house or work or find you on the street to talk to you. Usually it will be a detective in plain clothes in an unmarked car who will want to talk to you. You might find a card from the detective under your door, or a message on your phone from him asking you to call.You always have the right to remain silent, as anything you say to a po. . .

If you rent a home, protect it by buying Renters Insurance.

Renters insurance is often overlooked by people who are renting their house or apartment. Many people don’t realize that their landlord’s insurance only covers the building that you live, there in no coverage for your personal belongs. Renters insurance usually offers full coverage to protect your belongs from fire, flooding, theft, and many other types of perils. Most renters’ policies are . . .

Litigation Funding

Litigation Funding offers financial resources to plaintiffs that are the victims of personal injury by the negligent acts of another. It is simple reality in the United States legal system that financial strength plays a significant role in the ultimate settlement or judgment amount of legal claims. Fortunately there are litigation funding companies like Global Financial (http://www.glofin.co. . .

Checklist for Hiring a Private Investigator

Looking for an old friend? Want to know if your spouse is cheating? Need to check out a potential tenant or employee?A good private investigator (PI) can help you obtain these answers. And as with any expert you hire—a doctor, a lawyer, an insurance broker—it benefits you to take the time to ensure you’re hiring a professional who has experience, a quality reputation, and good-business ethics. . . .

Personal Injury Settlement

Personal Injury Settlement is an art, not a science like many personal injury attorneys may think. Understanding all of the moving parts and motivation of all parties interested in the settlement process may be the most important aspect of achieving the highest settlement amount for a client. Companies like Global Financial, which provide cash advances against personal injury and worker compe. . .

The Attorney ~ The Latest Super Hero in a Society Gone Mad

Are you looking for a career or want to take legal action? An attorney may be the the answer for you, (also known as a lawyer). Whatever the matter, attorneys help all individuals - people (and companies) in a court of law. Generally specializing, allow them to be proficient when it comes to the legalities within their selected field. An attorney is a useful means, to represent your points acro. . .

Your Yearly Living Trust Review

Some time ago, Congress made certain changes to the estate taxes. As a result of the changes, effective January, 2004, the tax free amount increased to $1,500,000. (Back in 1997 it was $600,000.) This allows a married couple to leave a minimum of $3,000,000 tax free. Your Living Trust does not need to be changed to incorporate these changes. However, there are other developments which might be. . .

The New Drug Recall Lawyers

Given the monstrous size and profitability of drug companies, some plaintiff lawyers are considering focusing more of their practice on drug litigation. In fact, shortly after Merck's announcement of the Vioxx recall, some large plaintiff firms started aggressive media campaigns aimed at bringing in prescription drug injury victims. The media blitz has been non stop. Billboards, TV, web market. . .

The Right Focus on Tort Reform

The recent headlines about Merck's Vioxx withdrawal and the FDA's move to ban ephedra have brought a lot of media attention to the growing area of drug litigation.On April 12, 2004 the FDA published a rule banning health supplements that contain ephedra alkaloids. The FDA concluded that the limited short term weight loss effects were outweighed by possible heart problems and stroke risks. The. . .

FELA

Global Financial Credit, LLC (http://www.glofin.com) (866) 709-1100 is a specialty finance company which aims to provide financial strength to all working families & level the playing field with the corridors of power at America’s largest corporations. To provide low cost financing to injured workers who may not have the assets or current income to obtain funding from traditional banks & credi. . .

Vioxx Withdrawl and Drug Litigation

On Sept. 30, 2004 Merck announced a worldwide withdrawal of Vioxx® (rofecoxib). Vioxx had previously been prescribed in the treatment of arthritis and pain. Worldwide sales of Vioxx in 2003 were an estimated $2.5Billion and the drug was marketed in more than 80 countries around the world. This is one of several recent pharmaceutical products to have been put in the spotlight by both the natio. . .

Why You Need a Home Loan Countrywide Loan

From a small office in 1969, home loan countrywide has achieved recognition among consumers and investors as one of America's leading home finance companies. Evidence of growth and industry leadership is home loan countrywide's inclusion in the S&P 500, Forbes 500 and Fortune 500. Home loan countrywide began with a vision - to make the dream of homeownership accessible to everyone. Over the yea. . .

It Only Takes a Few Simple Steps To Avoid Student Loan Debt

Student loan debt is a problem that affects many former students. It is a long and difficult process to pay off a student loan. Undoubtedly, it is much easier to avoid student loan debt in the first place. There are a few simple steps that can be taken to either escape student loan debt or ensure that the debt won’t be too hard to pay off in the future. Consider student loans only after you h. . .

A College Loan Will Finance Your Education!

A college loan has given people all over the United States a chance to further their education, even if they are not making a lot of money. Education loans can be a big help in paying for college. You'll find these loans offer a low interest rate and a generous repayment period. Of course, student loans must be repaid, usually with interest, although some education loans have provisions for can. . .

Overwhelmed By Student Loan Debt? Consider a Consolidate ...

A consolidate student loan is the perfect solution for people who need help managing their debt. If you have several different loan payments but want to make only one payment per month, you should apply for a Federal Consolidation Loan. With loan consolidation, your lender will combine your present loans into one single loan. If you do decide to get a consolidate student loan, you will pay inte. . .

How Pre-Settlement Lawsuit Funding Works

An injured person contacts a company that offers pre-settlement lawsuit funding, sometimes at the suggestion of an attorney. The finance company contacts the lawyer who is handling the case, and obtains information about the case. Based upon that information provided, the loan company estimates the value of the likely eventual settlement or verdict, and offers a cash advance to the injured pers. . .

Lawsuit Funding

Lawsuit Funding is essential to victims of personal injury who are without sufficient income and are awaiting a legal settlement. All too often a person is injured by the wrongful acts of another but must wait years to receive his or her fair compensation.Finally there are companies like Global Financial (http://www.glofin.com) that offer plaintiffs cash advances against their pending legal cl. . .

Personal Injury Lawyer

The history of the Personal Injury Lawyer is littered with interesting facts about the U.S. legal system and contingent fee based practices (http://www.glofin.com). While many critics accuse trial lawyers of bringing frivolous lawsuits into the American legal system, nothing is farther from the truth. Personal Injury Lawyers advance their clients services and cash for case costs while funding . . .

Lawsuit Loans

Lawsuit Loans which are also known as pre settlement cash advances allow a financially strapped plaintiff to access a portion of their future legal settlement to pay today’s necessary living expenses. Personal Injury and worker compensation lawsuits can take years to resolve and large insurance companies have the financial strength to legally delay the process which can financial ruin an injur. . .

Why Litigation Is Nothing More Than A Business Tool - 26 ...

From Bill Gates at the end of the last century to John D. Rockefeller at the end of the previous century; from Rick Scott, founder of Columbia Health Care, to AT&T: from Richard Branson and British Airlines to Dan Peña and The Financial Times; from government, banking, insurance and every other facet of world commerce - to grow geometrically and stay around, litigation must be (prudently) used . . .

Selecting a Divorce Attorney

Selecting a divorce attorney is a critical decision making process. The person who you hire will be responsible for obtaining or maintaining your custody rights to your children, your property interests, and depending upon the side you are one, either minimizing or maximizing your support rights. In reality, selecting a divorce attorney is also an incredibly stressful experience. Do it right. . .