Welcome to Michael's Article Collection

7 Advantages to Incorporating

There's no question that hard work and a little luck is what it takes to BE successful. But a little knowledge, especially when it comes to setting up your business, will help you STAY successful. While many business owners give a lot of thought to location, store décor, customer service, hiring employees and management issues (and rightly so); choosing the proper business structure (such as s. . .

Florida Isn't Just For Tourists

No matter what your interests, you will find something in Florida to enjoy. Whether you like mouse ears and theme parks, the warm, sunny beaches or the exotic wildlife, Florida attractions are hard to beat. With an increasingly friendly business environment, Florida is also a great place to do business! When most people think of Florida they think of sunshine, palm trees and fabulous winter v. . .

Got A Beef: Here's How To Get Satisfaction

(NC) - Have you recently purchased a product that doesn't do what it's supposed to do? Do you feel like you were deceived? Here's what the Canadian Consumer Handbook and Consumer Connection suggest you do in such a situation:First of all, don't be afraid to complain. The majority of businesses will be pleased to set matters right. They realize that customer goodwill is still the best form of ad. . .

New Website For Consumers

Does my infant's car seat meet the latest Canadian safety standards?How can I lower my bank service charges? My letters of complaint aren't being answered. Now what?How can I protect myself against consumer scams?Getting accurate, reliable answers to these kinds of questions is the name of the game if you want to be a smart consumer. Being informed is especially important if you're shopping for. . .

Consumer Handbook Available

(NC) - Having quality consumer information is the best protection you can have in today's marketplace. The Canadian Consumer Handbook put together by Canada's federal, provincial and territorial consumer protection agencies offers a wealth of information. There's information on the differences between proper and improper business procedures, on how to approach banks, insurance companies, utilit. . .

Finding The Right Lawyer To Represent You

Adjuster Henry Hustle from GiveAwayNothing Insurance tried to take advantage of you so you’ve decided to obtain the services of an attorney. Here are some insights you should consider:SMALL LAW FIRM VS. LARGE LAW FIRM: The size of the law firm has absolutely nothing to do with how well that office will represent you and/or handle your case. A large law firm (10 or more names on their letterhe. . .

Legal Protection for Same-Sex Couples

Has anyone considered a compromise solution to the issue of legalization of same-sex marriages?As an attorney who has spent years conducting research on the advantages and disadvantages of marriage vs. living together, my viewpoint is a legal one, unobscured by religious or moral questions. Legal recognition of a status for these couples is called for, as is their current need for self-help in . . .

My Book Contains "No Artificial Growth Hormones"

I don't usually get too excited about what I read in the news. After all, what can I do about it? But one item I recently saw made me jump up out of my chair.I rushed over to my clever lawyer's office."Look at this!" I proclaimed as I burst into his office.Clever Lawyer said nothing. His client echoed his words with her ruby red lips.I placed the newspaper on his desk."Happy Guy, what are yo. . .

Identity Theft Scams

Identity Theft scams continue to flourish on the web. One that you need to be aware of and beware of is any site that seems to be selling high-demand items (digital cameras for instance) at a much lower (almost unbelievable) price than you can find on other sites or the manufacturer’s site.Often the victim’s are told to pay nothing until they receive the merchandise. The person behind the sca. . .

Your Most Personal Document

(NC)—Every person should have a will, which should cover at least seven essential points to avoid difficulties in the future. Make sure only one Will exists. Determine who you want as your executor. Carefully plan for your dependents. Name a guardian for young children. Detail specific monies or gifts to relatives, friends or charities. Consider what people-or organizations such as a health cha. . .

Legalizing Crime

The state has a monopoly on behaviour usually deemed criminal. It murders, kidnaps, and locks up people. Sovereignty has come to be identified with the unbridled - and exclusive - exercise of violence. The emergence of modern international law has narrowed the field of permissible conduct. A sovereign can no longer commit genocide or ethnic cleansing with impunity, for instance.Many acts - such. . .

Is Asset Protection Legal?

Perhaps you've heard of or seen Hollywood's portrayal of Swiss Bank accounts, Offshore Trusts and Corporations, and Tax Havens of the rich and famous as jet setting moguls live mysterious yet exciting lives. But in the real world, although these same financial structures (most administrated by reputable and legal banks), have been around for hundreds of years, there are still many people who co. . .

Should I Appeal My Social Security Disability Denial?

YOU APPLIED FOR SOCIAL SECURITY DISABILITY AND YOUR CLAIM WAS DENIED AND YOU WONDER IF YOU SHOULD APPEAL?The answer is if you are working you usually cannot obtain disabilty especially if you make more than $800.00 per month. Also, if your disabilty is temporary less than 12 months in duration then you cannot obtain disabilty. You also have to have a severe impairment in order to qualify. The. . .

Just War

In an age of terrorism, guerilla and total warfare the medieval doctrine of Just War needs to be re-defined. Moreover, issues of legitimacy, efficacy and morality should not be confused. Legitimacy is conferred by institutions. Not all morally justified wars are, therefore, automatically legitimate. Frequently the efficient execution of a battle plan involves immoral or even illegal acts.As int. . .

The legal fiction of common law marriage

During a radio-talk show appearance, a caller told me about his unfortunate brush with the legal fiction of common-law marriage. He had been living with a woman for several weeks when he came home one evening to find the woman, his TV and assorted other property missing. He called the police, who mistakenly informed him that the woman was his common-law wife and so they couldn’t help him.What q. . .

Know Your Rights When Investing In A Mortgage

(NC)-Investing money in a private mortgage for attractive returns has its merits and its risks. This type of investment is one in which a person lends money to a borrower who pledges real estate as security for the loan. These types of mortgage investments may be arranged through a Mortgage Broker.All Mortgage Brokers in the province of Ontario are required to be registered with the Financial S. . .

What To Do If You Find Unauthorized Transactions On Your ...

(NC)-If you find unauthorized transactions on your credit card account, follow the steps below to find out whether you can be reimbursed:Step 1: Contact your credit card issuer immediately to report the unauthorized transactions.Step 2: Check your credit card agreement. By law, your agreement must contain a section that explains your maximum liability (usually $50) in the case of lost or stolen. . .

Consumer Tips: Not Happy With Your Purchase? Here's How T...

Web based "Complaint Courier" designed by governments to help Canadians(NC)-If you've just purchased a product that doesn't meet your expectations, here's how the Canadian Consumer Information Gateway suggests you proceed: Give the merchant a chance to solve the problem. Go to customer service or talk to the manager. A face-to-face discussion is best. Be firm, but polite and business-like. Calm. . .

Consumer Tips: Debit Card Fraud

(NC)-With approximately 36,000 ABM machines, and some 460,000 direct payment terminals in more than 350,000 businesses across Canada, it's not surprising that Canadians are the highest per-capita users of debit cards in the world. Recent media stories have reported debit card fraud and the need for consumers to take proper precautions to protect themselves.Beware of retailers that swipe your ca. . .

Your Will - A Personal Reflection Of Your Life

(NC)-Every person is unique, however, people have common needs - air, water, food, shelter, love, a sense of accomplishment. Beyond these, we are also concerned about our current financial needs, our futures and our family's well-being. Our day to day living is stressful enough and preparing a Will is not a subject most people talk about easily. The topic is usually ignored. Unfortunately, that. . .

Consumers - Fight Back With FTC's Do Not Call Registry

The Federal Trade Commission has rolled out it’s National Do Not Call Registry and the registration site already has over 700,000 registrants. This is great news for consumers who have grown tired of annoying sales calls by pesky telemarketers.Consumers can register online at www.donotcall.gov.You can register up to three personal phone numbers at one time. This is a free service established . . .

Make Your Complaint Heard & Get Results

At some point in time you will be faced with the need to register a complaint because of a poor product or poor service, or maybe even both !Here are some tips to make sure that your complaint is NOT ignored.Keep Your CoolIt’s difficult to do this when you are “mad as all get out” but it’s a key step to making sure you’re complaint gets heard. Act reasonably and politely. Make the person on . . .

Signing And Witnessing Your Will

(NC)-Signing and witnessing is critical to the legal validity of your Will and requirements differ from province to province. Witnesses You and your two witnesses sign the document in each other's presence and also initial each page.Neither your beneficiaries (someone who benefits from your Will) nor their spouses should be witnesses.As one or both witnesses may be called upon to give evidence . . .

Five Reasons Why I don't Have a Will

One: I hate my children and want them to never speak to each other again after the battle over my estate.Two: I hate my spouse and want him or her to suffer the agony of attempting to probate my estate without a will.Three: I think foster care is great and I want my minor children placed there while a court decides which greedy relative will get custody.Four: My family doesn't need the money so. . .

Get a Prenuptial Agreement before Your Next Marriage

While signing a prenuptial agreement can be one of the all-time romantic turnoffs, for people heading into their second marriage, a prenuptial agreement can give the trade-off of a better relationship through the security of financial and life planning.A prenuptial agreement is a legal contract between two people about to marry, specifying how assets will be distributed in the event of divorce . . .

Choosing a Mesothelioma Attorney

Filing a mesothelioma lawsuit is a long and dwindling process. Selection of a mesothelioma attorney whom you trust and have a good rapport with is very important.If you are thinking about filing a mesothelioma lawsuit, you must meet with a variety of lawyers before making your final decision. Choosing from a long list of mesothelioma lawyers can be a daunting task, so here is a guide to help yo. . .

Neverland Chronicle

Michael Jackson is one of the most recognized persons on the planet today. Even though he has not had a hit album in over a decade, Michael has continued to find his way into the media one way or another. From his rumoured problems with plastic surgery, to his association with monkeys, everyone has heard about how strange a character Michael has become. Aside from the black community that have . . .

Personal Injuries Resulting in Wrongful Death Cases

A wrongful death lawsuit alleges that the decedent was killed as a result of the negligence (or other liability) on the part of the defendant's), and that the surviving dependents or beneficiaries are entitled to monetary damages as a result of the defendant's conduct. Different states have their individual statutes that tackle the issues with regards to wrongful death. Moreover, many states do. . .

What To Do When You Get Into An Accident

Accidents are unexpected occurrences in life. These are traumatic events that nobody wants to encounter. Because of the shock an accident causes, people tend to lose their ability to think correctly resulting to serious injuries, even death, to himself or to another party.How can we overcome shock during or after an accident? Presence of mind is very vital in situations like this.There are seve. . .

Multiple Social Security Beneficiaries

Supplemental Security Income (SSI) is a federal program run by Social Security Administration that gives a monthly income to people with disabilities, blind, or who are 65 or older with limited income and property. Recipients must be a U.S. citizen or a national with countable income below the federal benefit rate or FBR.Recipients are grouped into children (age 17 and younger), working age (ag. . .

Getting Your Finances Ready for a SSD Case

Financial security is what everybody wants in life; that and emotional and spiritual security. However, without the sense of being financially secure for the years to come, this has disastrous effects on a person’s general well being. Now American working class citizens have come to believe that the Social Security is an institution to protect them when the need finally arises. What do we nee. . .

Changes in the Social Security Laws

It is time we educate and update ourselves regarding essential issues of the Social Security Administration. By having enough knowledge of SSA’s vital programs concerning Supplemental Security Income (SSI) and Disability Insurance (DI), we would truly understand the workings --- implementations, qualifications, claiming procedures, etc. And since many policy changes have occurred with reg. . .

If Your Case Gets Denied

If you have been injured or become ill and are no longer able to work, you have certain Social Security Disability Benefits. Social Security Disability is a benefit received from the Social Security Administration by disabled workers and in some cases their dependents, similar to those received by retired workers. And you will have to file your case. Sheri Abrams states the statutes for one to . . .

How to Make a Better SSI Case

It is not actually that a person’s disability claim is not believable enough or substantial enough that causes denied applications for the Social Security Disability or the Supplemental Security Income benefits. Represented or not, with undisputable medical records or not, seventy percent (70%) of all disability claims are denied at applications. Does this mean that, it really makes no differen. . .

Stopping Home Foreclosure

A Foreclosure Prevention Service has numerous ways it can help you deal with the foreclosure process. Under the law, you have a right to remain in the property for a certain period of time. If you can’t pay the full amount owed without creating a hardship for your family you need a legal review of your situation, your rights, and your choices before you agree to anything. Protect yourself and y. . .

Lawsuit Funding

Lawsuit funding, also known as pre settlement cash advances, are a form of non-recourse funding that has become a popular service in the past few years. Injured clients all over the United States can use this service to get cash for their lawsuit now. Funds advanced can be used by the client for any immediate financial pressures including mortgage payments, credit card bills, to get out of debt. . .

The Polygraph as a Truth Detector

1984 Summary The B.C. Civil Liberties Association believes that there is convincing evidence to suggest that the use of the polygraph is arbitrary, subjective, biased toward accusations of guilt and claims of very high validity are scientifically indefensible. However, even if one is not willing to be persuaded by evidence on these matters, one must admit, at the very least, that there is no sc. . .

Political Coverage in West Virginia

West Virginia, once a shoo-in Democratic state for many years, became a battleground state in 2004. According to PresidentElect.org (http://www.presidentelect.org), only three Republicans had won West Virginia since 1960 before 2004. In 2000, George W. Bush was one of those three.Pre-election polls pointed to President Bush again carrying the state. Although there was no state funded poll, a. . .

Hire Divorce Lawyer or Use Online Divorce Forms?

When do you need to hire a family law attorney and when is it okay to just use an online divorce form website to save a little money? This article will provide a few pointers to help you decide whether to do it yourself or retain a divorce lawyer.What Does it Mean to Use an Online Divorce Form Website?Essentially, using an online form website in your divorce case means that you will represent . . .

Seatbelts: a Life Saver or a Taker?

Seatbelts definitely save lives. Some of them have a locking feature which is truly amazing because you can pull it out all the way and let it pull back. You can also lock it and it’ll not slide out until it's been pulled back all the way again. When you’re on a spirited drive, it's good to have something to hold you into your seat as you take a tight turn at speed. Also, if you spend time crui. . .

Things You Ought To Know in Faultless Car Accidents

Anyone who has been involved in a vehicular accident, regardless of fault, can avail of No-Fault Benefits which would include compensation for wage lost, medical expenses and a replacement vehicle. It is also termed as Personal Injury Protection Benefit or PIP. Certain states like Minnesota have enacted laws requiring vehicle owners to have no-fault coverage as part of their automobile insuranc. . .

Dealing With Insurance Companies

Every accident cause damages, may it be property or your physical body. It is important to apply for insurance before you encounter such circumstance so that you will be able to recover the money and properties you lost.Before you file a claim, determine if the other party, who may be responsible for the accident, will file a claim for you. If they do, getting a settlement will be faster. If th. . .

Gathering The Required Data For Your Personal Injury Case

You must be prepared before speaking with any of the insurance company’s representatives. Collect all important documents and evidences, including the photographs, police and medical reports, and statements of your witnesses. Take notes of important details and review the policies given by the company. Do not say anything that will cause your claim to be denied. Examine every photograph; they m. . .

What You Shouldn’t Believe About SSD

The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities. American citizens have come to be aware that with the Social Security programs for disability benefits and SSI, security is still there for them, even as they are physically restricted, burdened with an illness and unable to . . .

Finding Public Domain Content

One of the easiest places to find authoritative public domain content is ... your local used bookstore or library!True -- virtually everything contained in the books you'll find at these locations were protected by copyright. But ... it's also true that many of these copyrights have expired -- making the contents of those volumes completely public domain.US copyright law has gone through severa. . .

Intellectual Property Defined

Ignorance of the law excuses no one. If you are unaware of your law, then you are in for big trouble. To better understand what are your rights and duties, educate yourself. Issues regarding intellectual property rights are an important topic of discussion as many things revolve around this theme. Knowing what an intellectual property is the first step in our education. The U.S. Department of S. . .

Do You Have a Case Against Your Stock Broker? Ten ways to...

As an attorney who represents individual investors from around the Country in claims against their stock brokers, I hear a wide variety of complaints about brokers’ fraud and misconduct. If you believe that your broker has abused or harmed you, you may want to consider whether your complaint falls within any of the following typical complaint categories. If you fall into one of these categories. . .

Lawsuit Loans. No Risk Loans

A relatively new source of financing is now available for both individuals and business owners. It is called lawsuit financing, often referred to as lawsuit loans or lawsuit funding. But these are not loans because the money does not have to be paid back unless the case is won.Lawsuit financing (loans) help clients who are having financial difficulties. Lawsuit funders do not require credit che. . .

The Drug That Was Vioxx

Want a new cure for your illness? Think again. We have enough drugs to give us more than just headaches. Some drugs will not reveal its true and long term effect until you start to feel it more often.We all know that drugs have side effects. How can it cure one part of your body without affecting the other parts? Drugs that are swallowed do not target only the part they are intended to cure. Th. . .

Injuries from Minor Vehicle Collisions

Approximately 12.8 million motor vehicle accidents in the United States were reported on December 2003. This amounts to about one crash per second - quite an alarming data.To boot, we should dispel myths, misconceptions and erroneous judgment about vehicular accidents. Some say that drunk persons don’t get injured as much. This is fallacious. A study showed that occupants of the vehicle who wer. . .