Welcome to Michael's Article Collection

Developing Your School Brand

A school brand can start off as an intangible positive image that attracts the public to enrol their children there. An example is the perceived high teaching standards or an impressive list of sporting achievements. Many school administrators do not take a structured approach in developing the school brand and assume that through word of mouth, the school brand will prevail.This view is errone. . .

Write Before You Cannot Speak!

Design appears everywhere. From spider web to bridge spans, structure supports purpose. Trees have it, bees live it, and the earth orbits around it. Designs in nature inspire some while others procrastinate as time wears away incentive. When this happens our words may be forgotten, our purpose ignored, our intentions thwarted as others voice their will instead of our own.Every transaction deman. . .

It's Not All About the Money, But It Has Alot To Do With ...

Sin and sorrow everywherePeople dying in despairHappy Birthday to you; Happy Birthday to you.When a kid, my grandfather gave me a crisp dollar bill for my birthday. It wasn't about the money; it was about him. As a kid, I also heard theological and monetary snipes at the church, "All the church wants is my money". This week, we are reminded that it is not all about the money; it is about the ma. . .

Poor Credit Home Loan – Get The Mortgage Loan You Want

Having poor credit alone cannot hold you back from getting the home loan you want. Buying a home that is everything you want in a home, is a very exciting experience. The blemishes on your credit history will not alone keep you from getting the home you want and the home you deserve.Here are some things to keep in mind when moving forward in the application process to get your home loan:Contact. . .

Apply For A Mortgage – Keys When Applying For A Mortgage ...

Applying online for a mortgage is very fast and easy. Just make sure of a few things before you start to look for places to apply to. Here are some tips to keep in mind when searching for a mortgage company to help you online: Apply with many different brokers, but make sure the online application or inquiry that you fill out will not allow them to pull your credit - If they ask you to describe. . .

Quick Presentation Tips

If your speech is long, have a proper introduction and sub-headings.Do research and know your content well.Give your participants a copy of the presentation slides.Ensure that the air-conditioned is not too cold nor the room lighting is too dim.Don’t speak too fast and punctuate your speech with some quick anecdotes.Humour should be used carefully to energise and to aid the audience- reflective. . .

The Effects Of Printing Press: Society Speaking

The discovery and establishment of the printing of books with moveable type marks a paradigm shift in the way information was transferred in our society. The impact of printing is comparable to the development of language, the invention of the alphabet, and the invention of the computer as far as its effects on the society.A great transformation to our culture was brought due to the discovery o. . .

Printing Press Development

There are a lot of new technologies used in the printing press industry. Make it from simple to very complicated machines that for sure will lead to the transformation of printing services. And even more, latest technologies are still innovating for faster and accurate printing results. The original method of printing was block printing, pressing sheets of paper into individually carved wooden. . .

A Closer Look At The Printing Press History

Are you a reader enthusiast? Well if you do for sure you have a better gratitude for the printing press services. The benefits it gives us made us luckier that we can now preserve and duplicate our books and other papers alike without using the conventional means of printing. But thanks a lot to this process for transformation in printing world had come to its fullest development.Before anythin. . .

Builders Beware

Considering Building Your Own Software Solution – Read This First!Every now and again a shop owner decides to take on the challenge of building an estimating/business management system from scratch. The one’s I have come across usually have a little bit of technical knowledge, maybe some previous program writing experience, and that friend/employee who assures them “A system built from scratch,. . .

Advances in Print Technology: What About?

A number of dramatic technological innovations have been added greatly to deal with the character of printing process. Linotype is a method of creating movable type by machine instead of by hand and was introduced in 1884 which marked a significant leap in production speed.The typewriter made the production and "look" of standardized print much more widely accessible. The process of setting typ. . .

What Not To Include In Your Resume

Do you have a difficult time determining what does not go in your job resume? The rule of thumb is to only put enough information about your qualifications in your resume in order to get the employer interested enough to contact you about an interview.If the information doesn’t highlight your qualifications, keep it out. Many people make the mistake of putting the word "Resume" on their resu. . .

Self Employed Mortgage Loan – Getting a Mortgage When You...

Being self employed has many benefits. When you are self-employed, you can write off all of your deductions on your taxes. You have the potential to make more income than someone who is employed by someone else. You have the freedom to be your own boss. One of the few times when being self employed has some drawbacks is when you go to get financing for a home or a major purchase. But, here. . .

What Does Extending Your Taxes Mean to You?

IntroductionAs the tax filing deadline is quickly approaching, many procrastinators and those who legitimately are just not ready to file their returns become stressed out and frantic, trying to meet what may virtually be an impossible deadline. Many would rather rush to get their returns prepared than file an extension. Common concerns include, but are not limited to, being flagged as a late. . .

5 OVERLOOKED WAYS TO HIRE WINNERS

Here is a true story. My dentist did a “clinical” evaluation of my teeth. That is his fancy way to say he looked in my mouth and starred at my teeth with his own two eyes. He found no cavities in his “clinical” evaluation. I felt happy and relieved!But then he took a quick x-ray. Lo-&-behold, the x-ray immediately spotted a cavity hiding under one of my fillings!! In other words, what you . . .

Ten Reasons to Implement Choice Theory in Your Organization

What is Choice Theory (CT)? CT is a theory of the explanation of human behavior. CT has applicability to both a person’s personal and professional life. It teaches us about our five basic needs, how to meet those needs in a responsible way, and how to take personal responsibility for getting those needs met.I have assisted many company with implementing the concepts and principles of Choice The. . .

One Size EMR Does Not Fit All

Is there an electronic medical record system ready for the 21st century? Is there an affordable electronic medical record system? Can a good EMR help to reduce my business’s medical liability expenses?21st Century Specs You Need for Your EMR This is a time of fast-paced business. To be blunt, if your current EMR does not keep up with 21st century needs, than your medical practice will experien. . .

Option One Mortgage Loans – Getting an Option ARM or Opti...

Have you heard about or been interested in finding out more about option one mortgage loans? They are becoming very popular, but its important to understand how they work before you apply for one. I will describe, in this article, an overview of the most common type of option ARM mortgage loan or option one mortgage loan.How do they work? Option one mortgage loans are basically interest only mo. . .

Turbo Charge Your Career With The Most Powerful Leadershi...

In Part One, I described the Leadership Talk and how it is a much more effective leadership tool than presentations or speeches. I also described two fundamental premises that the Leadership Talk is based on. In Part Two, I will show you the purpose of the Leadership Talk. You won't be able to give a Leadership Talk effectively on a consistent basis if you misunderstand its purpose. The Leaders. . .

An Economical Retirement Investment Plan

The practice of economy, directed toward a retirement investment plan in the stock market, is in itself a source of great revenue. It is the art of making the most out of every stock market investment, with the definite purpose or goal being to provide a life that is fully independent of monetary concerns. But the economy of making each investment in the stock market does come with a price. It . . .

Number 1 Challenge to Going Solo with a Business

For many mid-career professionals, a Second (or third or fourth) Career turns out to be a business. If your industry disappears, you’re leaving a high-profile job, or you’ve risen through the ranks, self-employment can be your most realistic option.While you’re working for an organization, it’s never too early to start asking, "What will I if my job goes away – or I decide to run away from my . . .

2 Steps for Increasing Company Profits or Performing Busi...

1. Eliminate wasteEliminate reports, habits, products, duplicate input, and processes that waste time and money. These drain labor, money and energy from the business.Two-thirds of products or services sold incur more costs to produce than they are sold for. These are a drain on profits. These losers can be reduced by either increasing prices, reducing direct costs incurred in producing the pro. . .

Identifying the Ultimate Personal Loan

One’s misfortune has become some organization’s profit. As the poverty stricken and work class continue to delve deeper into the pits of debt, businesses such as lending institutions and debt management firms and insurance agencies are turning one’s hard luck into their fortune. The recent reports of the unethical practices have gained much controversy.Quite often, loan companies and credit cou. . .

How Personal Loans Outperform Bankruptcy and Credit Couns...

Not all personal financial remedies are for everyone. Reviewing and understanding how the various credit and debt solutions vary, can help you fine tune your resources. Before you commit financial suicide, have you evaluated whether or not a personal loan is better than debt consolidation or filing a bankruptcy?Did you know that certain non-for profit credit agencies are hired by creditors? The. . .

Why Do you Want to Get Rich with Your Own Home-Based Busi...

Why Do you Want to Get Rich with Your own Home-Based Business? This may seem like a silly question but it is deeper than it appears. Why do you want to get rich?To have more money,obviously. Right. But what does that mean? Why is being rich so important to everyone you talk to? There is no universal answer for that. We all have our different reasons. In order to attract those riches into your l. . .

You Can Prevent Credit Card Fraud By Being Careful

One of the biggest problems that people have financially is probably credit card fraud. With the number of different ways that credit cards are used now, it’s more and more likely that a credit card could be stolen. While it is scary to find out how many credit card numbers are stolen every day, you should just remember that there are a few simple precautions that you can take to protect yourse. . .

Why Demo FX Account Performance Is Often Better Than Real...

Over the past several years, the popularity of online currency trading has grown substantially. Each day, online FX brokerage firms attract new investors - each of them lining up with a glint in their eye, lured in by promises of easy money. Most of these companies allow you to sign up for a free demo account which lets you place mock trades using their trading platform to get a feel for the . . .

Rules to Setting Business Goals and Objectives: Why and H...

We all know that nothing runs without a plan, and a plan cannot run without having its objectives set.That applies to any kind of plan, whether we're talking business or personal finances, university degrees or NGO programs, website promotion or weight loss.Setting objectives and milestones is of crucial importance for any planning activity and is the core of its success, or failure. Knowing ho. . .

Repayment Remortgages Is The Cure For Outdated Endowment ...

If bulls and the bears of the stock market have no effect on your mortgage plan then you must apply for endowment to repayment remortgage. An endowment mortgage is a financial product offered mainly in the UK. Endowment mortgage comprise of an interest only loan secured on your mortgage and an investment in the stock market. As against an ordinary repayment mortgage, the customer pays only the . . .

Blessing the Money You Spend

A young girl opens a birthday card from her grand mother and folded inside the card is a crisp $100 bill along with congratulations and sincere wishes and hopes for happiness. A successful store rewards its customers who spend more than $20 with a bonus service or gift. A woman I know writes hearts on her cheques and blesses her creditors each time she makes a payment on a loan.These individual. . .

“Why You, Why Now” - A Critical Component of a Winning Bu...

Business plans continue to be an essential element of the capital-raising process. They must convince investors to take notice - investors that are shrewder today due to the ups-and-downs they have experienced over the past few years.Adding to the financing challenge is the plethora of high-quality companies, both public and private, in which investors can choose to invest. In this environment,. . .

First Contact: The Source of Customer Loyalty

With customers being smarter, more cost conscious, more product knowledgeable and more demanding, improving customer service has become a major focus within many businesses. In Customer Satisfaction is Worthless; Customer Loyalty is Priceless, author Jeffrey Gitomer contends the real solution is shifting the paradigm away from customer service to customer loyalty. This may be the first step, . . .

Consumer Intelligence: Choosing Smart Debt Consolidation

There is an onslaught of American consumers acquiring more debt. It makes for the business of debt consolidation management an emerging industry. Nonetheless, as the marketplace of the indebted continues to reach proportionate heights, it does not do much for the consumer. According to IRS commissioner, Mark W. Everson, “The new breed [of non-profit credit counseling agencies] appears to be mor. . .

5 Signs You Need a Personal Loan

Sometimes the signs of needing a personal loan are just as convoluted as determining when to seek medical attention for the influenza. There are certain symptoms we all experience when we have the flu. Your nose may be a little runny. Maybe, a scratch or irritant lingers in your throat. The body craves quiet and sleeps. But when the chills and a fever cannot be broken, everyone knows physician . . .

It's Spring - Time for a Compensation Program Tune Up

It's Spring - Time for a Compensation Program Tune UpNow that winter has passed, the annual ritual of spring cleaning is in full swing. Spring cleaning is more than cleaning the windows and clearing the cobwebs that hid in the corners during the winter. “Spring is a time to take a serious look at your compensation program and begin planning for the next budget cycle. Depending on your organizat. . .

Pricing Your Consulting Services

In case you hadn’t noticed, people can react very differently when faced with the same price for a product or service. In fact in most cases, we’ll never actually know what is in their minds when they consider a price and then decide to respond to it in certain way. So what does that mean for those of us pricing and selling our services out there in the market?Typically, people who sell servic. . .

Interview Like a Pro in Five Easy Steps

It's an inescapable fact that interviews are the "make or break" factor on whether one lands the job. So it is surprising to find that most job seekers approach interviews with a cavalier attitude, without any preparation - they simply wake up the morning of the interview, cross their fingers, and hope for the best. Unfortunately, walking into an interview cold rarely works. Human capital is th. . .

6-Effective Ways to Shop For a Personal Loan

Shopping for a loan is very similar to finding a new home to buy. Since they both are important financial decisions, it requires more than looking for the best rate or the easiest personal loan to qualify. Before you opt to take out a personal loan there are a few consumer smart – personal loan strategies may consider adopting. Use the following strategies to fine tune your personal loan decisi. . .

Debt Consolidation and How it Impacts Your Credit Rating

Debt is not a high commodity. Across the universe, people are not looking for a place to sign up for more debt. In America, over 30 million consumers’ credit scores teeter under the score of 620. Nonetheless, personal debt can be a debilitating situation. Although, getting a forty percent job raise job or winning the lottery are the ideal ways to solve a person’s financial woes, there are other. . .

Managing Finances for a Better Credit Rating

In the world of finances it is all about managing debt to maximize one’s buying power. Since a consumer’s credit score has a direct correlation on any financing or loan authorization, reviewing the accuracy of a credit report is a consumer savvy. Consequently, managing one’s personal finances for a better credit rating is critical.Did you know that when financial institutions consider authorizi. . .

Shopping for a Personal Loan to Suit Your Finances

Just as one would shop around for the right automobile to suit your taste and financial style, the same is true in shopping for a personal loan. If you’re thinking about taking out a personal loan, it’s important to make sure it matches your paying and financial composite. For example, do any of the following apply to you? If you plan to take out a personal loan do you plan to repay the loan of. . .

Choosing the Right Debt Management Service

Regardless of age many consumers are guilty of committing financial suicide. For some people juggling bills and robbing Peter to pay Paul is a vicious and endless cycle. The average American lives ten percent beyond their means. For the individual who lives beyond their means, managing finances with the aid of debt consolidation may be the only solution.Over the decades, there has been overwhel. . .

Managing Your Finances During a Crisis

All tsunamis, hurricanes and medical atrocities aside, there’s more to crisis proofing deadly and financial catastrophes. In the realm of protecting one’s family from the devastation of financial dire straits, a simple plan starts with a budget. If only the American family learned to spend significantly less of their income, financial crises would almost become extinct.The formula for financial. . .

What is Identity Theft?

Does Identity Theft actually happen? How is it possible for someone to steal your identity? Identity theft occurs when someone uses your personal information such as your name, credit card number or other identifying information, without your permission to commit fraud or other crimes.Identity theft is a serious crime. People whose identities have been stolen can spend months or years - and the. . .

If You Want To Work From Home...

Here are some important points to take note of if you want to work from home. working from home is a dream occupation for many people, but only a few of us will dare to trudge that path. As long as you keep to your basic principles, keep focused, learn how to motivate yourself, be patient and learn how to manage your time properly, you CAN have the best of both worlds. Set your working hoursNo . . .

The Pendulum Swings Right

The world is now changing again, it appears. The logical and analytical skills that continue to form the basis of Western economies is slowly shifting, according to the savvy American business observer Daniel Pink in Wired (February 2005). The current “information age”—in which access to information (read: knowledge, education) is the most important economic engine—is changing into the “concept. . .

How To Know If The Interior Design Business Is Right For You

Have you ever seen a beautiful house or office building and wondered who did the work? Have you ever wished that you could do some of the work that you've seen elsewhere? Many people wonder what it would be like to be an Interior Designer, but they rarely ever go beyond thinking about it. An interior Designer is a consultant. You are there to beautify any particular environment as well as provi. . .

5 Tips On How To Save Money At The Gas Pump

1. Keep an eye on your gas consumption The more aware you are of the amount of fuel that you use the more you can do to try to reduce your gas costs. If you notice that your gas efficiency is decreasing it could be an indicating factor that your car needs servicing. Make weekly comparisons with your fuel log that you keep in you car to see how much your gas consumption is going up and your mile. . .

What is a Bad Credit Personal Loan?

A Bad Credit Personal Loan is a loan designed for the many people with a bad credit rating. A bad credit rating can make your life a misery. However created, your past record of CCJ’s (County Court Judgements), mortgage or other loan arrears can live on to deny you access to finance that other people regard as normal. If you are a UK home owner with equity in your property, a UK Bad Credit Pers. . .

The SOUP Model

In the past, many organizations have relied on generic personality profiling tools to assess, recruit and manage their employees. Though these tools have garnered a certain measure of success, there were many flaws that needed to be addressed for increased workplace relevance. In view of these concerns, First Quatermain has developed THREE tools and has blended them into an integrated schema kn. . .