Welcome to Michael's Article Collection

Reduce Long Distance Rates By Internet Shopping

Do you discuss vital business affairs with your clients sitting far way from your office? Do you want to stay in touch with your relatives, college kids and friends? Does the thought of paying those expensive long distance rates ever force you scrap the idea altogether? Do you have to finish your conversation in a hurry to save money? There are better ways to save money on your long distance bi. . .

Compensation Resources, Inc. Releases Its 2004 Year-End C...

Upper Saddle River, N.J. - December 2004 - Compensation Resources, Inc. has released the results of its 2004 Year-End Compensation Survey. The purpose of this study was to obtain compensation data used for trending and planning purposes at companies of all sizes and shapes. Data was compiled from survey questions that were developed by CRI and distributed to companies in over 14 industrial cl. . .

Compensation Resources, Inc. Releases Its 2004 Turnover S...

Upper Saddle River, N.J. - September 2004 - Compensation Resources, Inc. has released the results of its 2004 Turnover Survey. The purpose of this study was to obtain turnover statistics and trends. Data was compiled from survey questions that were developed by CRI and distributed to companies in over ten industrial classifications, in addition to Not-for-Profit organizations. The survey sam. . .

Compensation Resources, Inc. Releases Its 2003-2004 Colle...

Upper Saddle River, N.J. - May 2004 - Compensation Resources, Inc. has released the results of its 2003-2004 College Graduate Salary Survey. The purpose of this study was to obtain compensation data and information on recruiting and hiring trends for recent and new college graduates. The survey sampled compensation data from 71 organizations, including 1,253 jobs.The results do not indicate a. . .

Hiring Your First Business Personal Assistant: Some Guide...

Hiring the first personal business assistant is an exciting time for new business owners. It means that the business is doing well enough that the business owner can no longer keep up effectively with the demands of the new business. Sales are exploding, and time becomes of the utmost importance. Scheduling of business chores and personal chores can become very demanding and complex. This is th. . .

'Must Haves' for ANY Business – The 2005 List

As a business consultant I get the opportunity meet hundreds of professionals in every imaginable business each year. And time and experience have taught me one thing – there are a few 'Must Haves' for any modern business. My clients hire me to ensure their business does well so the first thing I do is provide them with a list of 'must haves'. Here it is for 2005... # 1 Computer and Information. . .

Do You Use This Approach To Position Contracts?

"I couldn't wait for success... so I went ahead without it." -- Jonathan Winters More Org Chart boxes than people? In previous issues of Profitable Venture Tactics (PVT), I have discussed how to develop your Strategic Objective, Organizational Strategy, and Org Charts. For best results you must develop these in order, before you develop your Position Contracts. Strategic Objective Organization. . .

Eliminate Debt Fast!

How would you like to be debt free in only a few years, including zero mortgage debts?! Sounds too good to be true? Well check out this easy debt elimination plan from www.nodebtever.com - the plan the Banks DON'T want you to know about! First off, you need to do a little groundwork. Those debts took some time to build, so getting rid of them involves a little concentration.Get your last half y. . .

Top 7 Strategies for Writing Accounting Procedures

Part Two of Cash to Cash Cycle SeriesPart One: http://www.bizmanualz.com/articles/01-05-05_inventory_procedures.html/?ART79Next Week: SalesWe’ve already found $250,000…so let’s find another $250,000…Laying the Foundation Last week, we raised the question: what would your business do with $1,000,000? To lay the foundation we introduced inventory as the first of four areas that will lead toward o. . .

10 Ways To Gain Your Prospects Attention Using Your Pictu...

1. Use a uncommon hair style. You could style your hair to stand straight up like you're scared or use a wig to wear a mohawk or huge fuzzy hair. 2. Color your hair a bright color. You could color it pink, blue, purple, green, etc. You could even make it match your web site's colors. 3. Draw a lines on your picture. You could draw a black eye or mustache on it before you scan and upload it to y. . .

Coaching for Lawyers: 10 Ways a Lawyer Can Benefit from W...

Marie noticed that Diane seemed to be sailing through her career and receiving “nods” from the firm’s partners. According to Marie, Diane was extremely successful in handling her cases, developing strong relationships with her clients and seemed to be building a successful career on all fronts. As a third year associate, Diane was viewed as a rising star in the firm and was getting several “cho. . .

Understanding the Importance of Mortgage Protection Life ...

Your house is a big investment - probably one of the biggest you're every likely to make. It is also the place that you and your loved ones call home; a shelter and haven from the outside world. That's why it is so important to ensure that your home and family are protected in the event of your death. It's not a topic that any of us like to dwell on, but the sad fact is that should you die and . . .

Choosing the Best Life Insurance Option for You

Life insurance in is becoming more and more popular with many people now realizing the importance and the benefits of a good life insurance policy. There are two main types of popular life insurance, both of which offer a range of invaluable benefits to consumers. Level Term Life Insurance Level term life insurance is the most popular type of life insurance policy with consumers, and this may . . .

New Bill to Keep Banks out of Real Estate

This week Congress introduced a bill titled, "Community Choice in Real Estate Act," to permanently ban banking conglomerates from entering real estate brokerage or property management. This is because some of the larger banking conglomerates have requested permission from the Federal Reserve Board to sell and manage real estate. Pretty much every major organization in the real estate industry i. . .

3 Sure Fire Ways To Beat New Year Financial Stress

1) Get CREATIVEDon’t fall victim to typical or cliché financial goals that you know, from your own experience, you haven’t been able to stay focused on. Switch things up and simply commit to spending 10-15 minutes, one day a week, thinking about ways you can turn regular spending into savings. Choose a specific dollar bill, for example, a five or ten dollar bill, that you will separate and save. . .

Win/Win Sales Negotiations - Myths and Realities

I once got a phone call from someone responsible for sales training at a large company. She said to me, “Mike, we need negotiation training for our sales force.” I said, “Great, you've come to the right place.” Then she said, “But do you teach that win/win negotiating where you build really good relationships but give away the store?” False choice. It is not either you negotiate a good deal OR . . .

Using ClickTracks

Part 1: Getting StartedIf you're just getting started with ClickTracks, you'll find it's a very versatile tool. It presents information by overlaying it on your actual Web pages. It also allows you to create reports "on the fly" so that you can look at your visitors' behaviour on your site in very different and detailed ways. But if analyzing Web metrics is new to you, the charts, figures and m. . .

Rebuild & Keep Good Credit Ratings by Understanding Your ...

SECURED CREDIT CARDS Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are people with poor credit or unemployed. Prepaid Credit Card spending limit is the amount of money you loaded to the card. There are no interest or finance . . .

How to Avoid Credit Card Late Fees

Everyone hates late fees and being late will cost you dearly these days. For some credit cards today, if you are late, you will have to shell out as much as $40 each time. This can put a nice sized hole in your pocket really quick.Below, I will provide you with some tips and strategies on how to steer clear of those monstrous late fees. This will not only save you a lot of money in the long run. . .

Wealth And Your Net Worth

Wealth and Your Net Worth by C.C. Collins http://networthpublishing.comMost people know it's important to keep and organize all of your vital financial information. But knowing you should and knowing how are two different things!Once you know the reasons for being very organized with your financial data (and keeping it all in a very safe place) I hope you will put organization on your net worth. . .

Eight Key Steps to Selling Your Business and Cashing In

This year, some 700,000 American businesses will be sold. Most will be small and mid-sized businesses like yours. If you, too, are thinking of selling, consider these practical steps for making the process go smoothly. Determine a Realistic Price Range Understand the Tax Consequences Prepare for a Sale Seek Potential Buyers Negotiate Your Deal Sign a Sales Agreement Plan for the Closing File Pa. . .

Tips for Online Job Seekers

1.Searching for a job onlinePierre Omidyar’s (pronounced Omidvar) first job out of university was that of a software developer, now he’s the founder of ebay. Brad Pitt dressed up like a chicken before his breakthrough as an actor. Denise Donlon was a coffee house singer and until just recently held the post as President of Sony Music Canada. What we have in common with these individuals is tha. . .

Copy Cat

How many books have you read about successful traders? How they did this or that and made a fortune and are still doing it. You say to yourself, “I’m going to follow his method and get rich”.So you subscribe to his newsletter (they all have one, $250) and buy his course on CD Rom ($495)and next time he is anywhere near you attend his seminar with a $500 discount for only $2495. You do understan. . .

Use these 130 plain-English agreements

Early understandings make for the longest relationships.- Alan DohrmannDon't let legalese get in the way of a good deal.Most contracts are often written with complete disregard for the potential emotional impact of the wording. These are the things we've fixed in AgreementBuilder—everything is smooth, understandable, and appealing to the emotions of the people involved with your deal.Stupid law. . .

Global Market in the Cyber world—Go and Get It!

With the Internet opening up the doorway to the global market, everybody is up and running to reap the maximum benefit of this widely used medium. Not only has Internet gained importance as an important medium of communication but also has given a platform to thousands of people to nurture their entrepreneurship and realize their dreams of self-employment.The designer community is the group tha. . .

Preparing For An Interview

When preparing for an interview, you need to know your skills, experiences and achievements, and how to answer interview questions.Your SkillsBecome an expert about yourself. Before you wrote your resume, you probably prepared a list of skills, experiences and achievements. If not, then it’s a good idea to take some time and prepare one.This information will help you answer questions that are. . .

Who Else Wants To Buy Rental Property With Zero Down?

Who would have ever guessed that there would be a home loan that would let you buy rental property with zero down? But it is a reality. Here are the three big things you must keep in mind when buying rental property with nothing down. You must have a credit score of at least 680. This score is the national average of credit scores. You must have 6 months of payments in reserves. In other word. . .

Top Ten Mistakes Made In The First Few Years of Business

Consultants, coaches, accountants, engineers, and other solopreneurs starting a service business, make common mistakes that cost them to be ineffective with their resources. In turn, these mistakes bring on a slow, frustrating success or even force them to remove their shingle because they run out of resources, normally money. You would think with all the training and knowledge now available th. . .

Quick Tip: Write an Interview Thank You Letter

You’ve had your interview and it went well. Now what do you do to make a lasting impression on your interviewer?Send them an interview thank you letter.While writing thank you letters isn’t required (most people don’t send them), it’s very smart, as well as, courteous, to write post interview thank you letters and send them to all your interviewers.In today’s highly competitive job market your . . .

How To Increase Your Sales With Audio

Audio increases your sales. Point blank. Period. Recent studies claim that audio can increase your sales up to 300%. Independent studies by Terry Telford, from The Business Professional, have shown sales increases of 163% on one website and 79% on another. Both tests were run over a 3 week period. Regardless of your expectations for adding audio to your website, it won’t hurt your response rate. . .

Credit In The Modern World

Credit is in every avenue of the modern day world, you can not make a major purchase without the use of credit this includes a auto or a home purchases. But, many consumers are unaware of how their credit stands, and are usually surprised when applying for a credit card and they are rejected. This is commonly due to negative entries on their credit report, or out-of-date information that does n. . .

“Where is America headed to?”, New York Millionaire wonders…

Hello! Happy new year. May you live a long healthy life and prosper.According to a study by US dept. of Health & Human Services, 96% of Americans never achieve financial independence. They end up depending on charity, welfare, family, or are forced to keep working past their retirement age. According to the IRS, 85% of the people reaching age 65 years don't have even $200 in their bank accounts. . .

Quick Tip: Writing A Resume

You’ve just found a few jobs that you’re interested in applying for, but now you realize you need a new resume to really get your foot in the door. While you can find lots of help writing a resume online for free and examples of resume writing, if you read through this article, you’ll pick up some useful free resume writing tips.Before you get down to some serious resume writing, how about taki. . .

Quick Tip: How to Dress for An Interview

Got an interview and wondering what to wear?Fortunately, this is one of those articles about how to dress for an interview. Maybe you’ve heard of dress for success job interview sites. While there may be more details you can learn online on the subject of proper dress for an interview, I’m just going to quickly cover the basics of how to dress for a job interview.The standard interview dress co. . .

The ABC’s of Cyber-Shop Set Up & Marketing: Affordable, B...

How do you set up shop online? How about one that’s top-notch, so that you can compete with the big guys, yet quick to set up, easy to maintain - - and cheap? And how can you affordably market your shop once it’s ready to go? Questions like these are often brought to the attention of OhioHelp.net, an Ohio-based company specializing in helping businesses worldwide with their marketing, public re. . .

Auditing Improves Effective Planning

Speak of operations assessment, and we’ll hear its significant value. Speak of an audit, and we’ll run for the nearest emergency exit. There’s no difference between the two, yet that word audit chills us. But is an audit really designed to help us or hurt us?Improve Effective PlanningProblems most often arise from poor planning. Sometimes we’re uncertain if we’re tackling the correct issues and. . .

Avoid Outsourcing Pitfalls in Plastic Injection Molds and...

When looking to outsource overseas for Plastic Injection Molds or Stamping Dies there are many things to consider.Usually price is the first thing to be looked at, that's probably why you're looking overseas for a new mold or die source-to save money.One of the first places to come to mind is Asia.Large labour forces and low wages can get your job done quickly and cheaply. Or so you think.When . . .

The Miracle of Holiday Networking

Do thoughts of going to all those parties during the Holidays leave you feeling a bit short on the joy that this season is supposed to evoke? If so, Santa has the perfect solution to get you in the mood. He knows that the Holidays are in fact a 'most wonderful time of the year' to network and meet new people. That's why he trains Santas all over the world to adopt his jolly demeanor and make su. . .

Stop Loss Order Methods

We have established why a stop loss order is a requirement for the successful investor. Now let’s look at some of the simpler methods. There are 3 basic methods (and many more we will not discuss here) for stops that almost anyone can master. They are percentages of the price action, moving averages and support areas. These cannot be covered in detail here, but you can do further research on yo. . .

How to Get Your Business From The Kitchen Table to The Bo...

Challenging Tips for Explosive Growth in Any Business or How to Get Your Business From The Kitchen Table to The Boardroom.Fact: This article will not of benefit to everyone.This article is ‘Highly targeted’. It is directed specifically to those business people who: Are not satisfied with their current earnings or business growth and more importantly, Are looking to make more. Know without a d. . .

Don't Get Caught With Your PR Down!

Why risk the embarassment when with a little basic PR training, you as a business, non-profit or association manager can always be ready for battle? Never again will you fail to do something positive about the behaviors of those important outside audiences of yours that MOST affect your operation. Never again will you fail to create external stakeholder behavior change leading directly to achie. . .

Understanding a Commercial Mortgage

In many ways a commercial mortgage is just like a residential mortgage in that you pledge real property as collateral against a loan to either buy or refinance that property. You can also receive a commercial re-mortgage and use it as a line of credit for any business purpose. When you use a commercial mortgage to buy property, or to raise funds for any other business purpose, the lender retain. . .

Policies and Procedures Used as Management Key

Managers know the difficulty of getting people to do the right things the right way. And employees need their expertise and understanding of the way things should be done. But how do you get it across so it actually sticks? The answer is well-defined policies and procedures.Quickly Convey What’s RightManagers can convey the exact way things should be done with policies and procedures, and they . . .

Am I An Entrepreneur? Part 4 of a series

I would like to determine if I am well suited for an entrepreneurial career? (Yes) (No) Mull over these thoughts... What is entrepreneurial talent and do have it? Have I tested my entrepreneurial capabilities either with a personal assessment tool or by participating in a startup business? Have I ever been self-employed before? Have I ever worked for straight commission? Am I a hard worker?. . .

Balance Transfers

Credit card balance transfer involves using a credit card to pay off the amount outstanding on one or more credit/store cards. The total debt then moves to one card. The main benefit of balance transfer is a money-saving one. In the competitive credit card market an increasing number of companies are offering a 0% interest rate for a fixed period on balance transfers made by new customers. This. . .

Outsourcing and Your Business

Outsourcing is an established way of doing business today, allowing companies to maximize their budgets and resources — and generate better products. Also referred to as subcontracting, outsourcing simply means acquiring a product or service rather than producing it in-house. Outsourcing is suitable for just about any industry. In the administrative field, for instance, a variety of activities . . .

The Real Story Of The Little Engine That Could

Gone are the days when self-publishing was synonymous with self-defeat. Authors such as Deepak Chopra, Mark Victor Hansen and Neale Donald Walsch, originally self-published successfully before selling their books to major publishers (in order to gain even wider distribution) so we now know that self-published books can match and even surpass the quality and the success of books released by the . . .

It's Okay To Negotiate - REALLY!

Sarah is a young woman who attended one of my sales negotiation training programs shortly after taking a new job. When I asked her how she did with her salary negotiation, she replied, "Well, I didn't negotiate. I was offered $44,000 and I took it. "Why didn't you negotiate?" I asked. "Because I didn't want to start off my new job on the wrong foot" she replied.Donald works for a small weekly n. . .

Famous Business Strategies

Either simply a looker-on or a player in the world of business, you see millions piling into the accounts of world's most famous businessmen and naturally the question pops "How?", wondering what is the alchemy they've discovered? Yet, there is no magic here - it's mostly pure strategy. And what it takes to spot it and make it real.StrategyIdentifying the best strategy for your business is the . . .

The Only Option is to Succeed

With the end of the year fast approaching, now is a great time to take stock of 2004. It is likely that your company set specific goals at the beginning of the year. As you review the past year, the question that must be asked is, "Have I achieved my goals? Has my company achieved the outcomes we set?" If your answer is yes, congratulations! If not, what stopped you?There are always unplanned o. . .